Abstract: As a social security system, an important part of the construction, industrial injury insurance only can effectively decompose the risk of labor units, more importantly, be able to effectively protect the security interests of migrant workers, for high-risk businesses is especially true of migrant workers The state has traditionally attached great importance to high-risk business of migrant workers industrial injury insurance issues, the State Council and local governments have also introduced a number of policies, but still, there are still many problems in urgent need of high risk from multiple perspectives on enterprise workers' compensation insurance system to perfect .
Paper Keywords: high-risk enterprises, migrant workers, industrial injury insurance
Injury insurance as a social security system an important part, not only can effectively break down the risk of labor units, more importantly, be able to effectively protect the rights and interests of migrant workers secure, high-risk enterprise for migrant workers especially. Countries traditionally also attaches great importance to high-risk business of migrant workers industrial injury insurance issues, the State Council and local governments have also introduced a number of policies, but still, there are still many problems in urgent need of high-risk from multiple perspectives enterprise workers' compensation insurance system be improved.
First, the development of workers' compensation insurance
Injury insurance as an important part of social insurance, refers to workers on the job or in specified exceptional circumstances, suffer accidental injury or occupational disease cause temporary or permanent incapacity and death, the workers or their families from the state and community access to medical treatment, social security, economic compensation, medical and vocational rehabilitation and other substances to help a social insurance system is both a national injury insurance system for workers to fulfill social responsibility, but also should enjoy the fundamental rights of workers, not only to protect the injured workers, medical care and basic life, but also help promote safe production, protection and development of the social productive forces as the construction of the social security system an important component of industrial injury insurance only can effectively decompose the risk of labor units, more importantly, be able to effectively protect the security interests of migrant workers. Party National Congress, the CPC Central Committee, the State Council has repeatedly made clear instructions to solve the problems of migrant workers, the peasants working the process of industrialization in China is an important part of the industrial army, to give a clear positioning and localities have also begun to workers' compensation insurers introduced a number of policies, such as the 2004 Beijing for high-risk business of migrant workers industrial injury insurance problem introduced << Beijing foreign migrant workers industrial injury insurance Interim Measures >> and << foreign migrant workers to participate in the basic medical insurance temporary Measures >>, etc., try to solve the high-risk companies for workers' compensation insurance.
In 2006 the State Council issued on resolving the problem of migrant workers after a number of observations, to solve the problem of migrant workers is put on the important agenda, after which the Ministry of Human Resources and Social Security to implement the << State Council on the issue of migrant workers to solve Several Opinions >> (Guo Fa  No. 5, specially formulated migrant workers "peace plan". "peace plan" in the nationwide implementation to migrant workers are concentrated, a higher degree of risk of injury mines, construction enterprises, focusing on . around can be combined with the actual situation to determine the local "peace plan" focus. mining, construction and small business areas, while other migrant workers to be more concentrated, a higher degree of risk of injury as a key enterprise. use about three years time, the mining, construction and high-risk enterprises basic coverage to migrant workers within the industrial injury insurance system.
In 2009, farmers in Henan Xinmi Zhang Chao "Inspection thoracotomy lung" high risk of exposure for workers 'compensation insurance business is attracting high-risk corporate social workers' compensation insurance issues of wide concern. Later, << The People's Republic of China Social Insurance Law >> by the Ministry of the Eleventh National People's Congress Standing Committee of the Seventeenth Meeting of October 28, 2010 through, December 8, 2010 the State Council executive meeting 136th after revision << Injury Insurance Ordinance, to further improve the work-related injury insurance system around the country have begun to implement the Social Insurance Law and Regulations >> << injury insurance provisions
At present the total migrant workers reached 253 million people, out of which 159 million migrant workers are people, to the end of 2011, with only more than 6800 million migrant workers covered by work injury insurance system according to this ratio, the national average participation rate of migrant workers is only 42.8 % if we consider the differences east and west, considering the high-risk industries and general industry differences in the western regions and in high-risk sectors such as non-coal mining, battery manufacturers and other enterprises, insurance rates will be lower and therefore, high-risk business of migrant workers industrial injury insurance issues deserve attention.
Second, high-risk corporate migrant workers industrial injury insurance problems
(Part of the high-risk companies are reluctant to migrant workers insured
Most SMEs do not want to participate in industrial injury insurance for migrant workers to pay, in order to avoid the risk of occupational diseases, they do not sign labor contracts with workers, and some workers to take frequent rotation way to evade injury insurance obligations. Currently, a number of high-risk enterprises In the presence of concealed injury insurance when the number of workers and total wages phenomenon, and some high-risk companies are just as some workers injury insurance formalities, especially not for migrant workers as well as seasonal employment and personnel for the short-term employment, did not follow << injuries Insurance Ordinance, the provisions of law for all workers injury insurance.
(A high-risk enterprise to strengthen migrant workers industrial injury insurance and legal system
At present, China mainly relies on policies and measures to promote the progress of migrant workers industrial injury insurance, such as the Ministry of Human Resources and Social Security of migrant workers in 2006 formulated the "peace plan": in three years, the mining, construction and high-risk business of migrant workers basic coverage within the industrial injury insurance system. regional policy in place gradually migrant workers into the industrial injury insurance coverage, but the lack of a mandatory administrative rules, the majority of migrant workers in most areas is still insecure state. recommendations for Migrant Workers' Rights security-related legislation can learn from the experience of Germany, the injury prevention, compensation and rehabilitation combine the three, clearly defined for injury prevention and injury rehabilitation of capital investment, and jointly safeguard the legitimate rights and interests of migrant workers, while also on labor law norms to sort out, it provides relatively specific, improve their operability, focus on building a sound legal norms and sanctions and punitive measures against those who do not increase for migrant workers injury insurance enterprises punishment, so that there is luck operators realize that no exploits, thus truly protect the legitimate rights and interests of migrant workers.